Palm Beach County · Luxury, Waterfront & Investment Real Estate
Buy. Sell. Invest. Build. Finance.
One advisor for all of it.
Search every listing in South Florida below, or tell us what you're trying to do and we'll map the smartest way to get there.
Meet Christian Penner
The only Palm Beach County REALTOR® who structures your financing himself.
Christian Penner is a Palm Beach County REALTOR® and Certified Mortgage Advisor with more than 25 years in real estate and finance. A University of Florida finance and real estate graduate, he opened and managed bank branches for Wells Fargo, JPMorgan Chase, National City and PNC before founding America's Mortgage Solutions and iRealEstateSearch.com. He has lived in Palm Beach County since 1976, and he, his wife and their two children spend their free time boating, golfing and traveling.
Search by lifestyle
Find the South Florida you're picturing.
Every listing in the MLS, sorted the way people actually shop: by the life they want, not the zip code.
Waterfront & Intracoastal
Deep water, docks and no-fixed-bridge access
Golf & country club
PGA National, Mirasol, Frenchman's and beyond
Oceanfront & condos
Singer Island, Juno Beach, Jupiter
New construction
Every builder and community, negotiated for you
Luxury estates
Gated, waterfront and signature homes
Investment & multifamily
Cash-flow, DSCR and value-add opportunities
Why Christian
Why buyers, sellers and investors work with Christian
REALTOR® and Certified Mortgage Advisor
Most agents hand you off to a lender and hope. Christian structures the financing himself through America's Mortgage Solutions — 250+ residential lenders and 10,000+ commercial programs — so the offer you write is one you can actually close.
Off-market and pre-market inventory
Foreclosures, pocket listings and pre-construction that never hit the portals. Tell us what you want and you'll hear about it before the crowd does.
Local since 1976
Cleveland-born, Palm Beach County-raised. Waterfront, golf and gated communities from Tequesta to Boca — Christian has lived in the neighborhoods he sells.
Start here
What are you trying to do?
Buy a home
Find the right home, financed the right way.
Sell a home
Price it right, market it everywhere, net more.
Invest
Cash-flow rentals, DSCR, fix-and-flip, multifamily and commercial.
New construction
Every builder and community, negotiated for you. Builders pay the commission.
Off-market & foreclosures
The inventory that never makes it to Zillow.
Luxury & waterfront
Deep water, Intracoastal, oceanfront and golf-course estates.
Live from the MLS
New to market in Palm Beach County
One point of contact
Real estate, financing and construction under one roof
Three companies, one point of contact. That's how a waterfront purchase, the loan that funds it and the dock that finishes it get done without four different people pointing at each other.
iRealEstateSearch.com
Buy, sell, lease and invest — residential, luxury, commercial and land across Palm Beach County and the Treasure Coast.
Search homesAmerica's Mortgage Solutions
Residential and commercial financing structured by Christian himself: self-employed, DSCR, jumbo, construction and bridge programs. NMLS 2009420.
Ask about financingDockside Builders
Docks, seawalls, decks and boat lifts for waterfront owners — marine construction since 1980.
Ask about waterfront workWhere we work
Palm Beach County and the Treasure Coast, Intracoastal to the Turnpike.
Next step
Tell us what you're trying to do.
A 15-minute call. No pressure, no scripts — just a plan for your move, your sale or your next investment.